• 2635 Topics Home / Credit and Debt

  • David Riewe
    Credit Card Debt: How To Deal With It
      Do you have a hard time paying your credit card bills? Starting to get notices from waiting creditors to pay? Worried that you might lose your properties like your house because of credit debt? Chin up: Dealing with credit card debt is not as hard as you may think.
      If there's any consolation, you're not the only one facing such situation. At some point, many people like you face financial crises with credit card debt. But you must remember that your financial situat。。。
    5David Riewe V12 Years AgoDavid Riewe
  • Gerry Lewis
    Consolidating Your Credit Card Debt
      Credit cards have revolutionized the purchasing experience since Diners Club released the first credit card in the year 1950.
      The Dinners Club credit card gave consumers limited credit that, at times, even surpassed the personal savings of some participants. It allowed them to buy items they usually could not afford if they were to make a。。。
    6Gerry Lewis V12 Years AgoGerry Lewis
  • Carrie Reeder
    Poor Credit Credit Cards - 3 Tips to Getting Approved
      Just a few black marks on your credit report--a couple of late payments, an account that's been "charged off"--can be enough for creditors and lenders to consider you a "high risk" customer. But even if you have less-than-perfect credit, you can still get approved for a credit card! Here's。。。
    4Carrie Reeder V12 Years AgoCarrie Reeder
  • Mark Lambie
    Avoid Credit Card Traps
      If you抮e like most Americans, offers for credit cards arrive in your mail on a daily basis. Why are credit card companies so eager for your business? There are many reasons.
      Credit cards, for one thing, are not free cash. Funny enough, many customers think of them this way, and that梐ha!梚s how credit card companies make their money.。。。
    4Mark Lambie V12 Years AgoMark Lambie
  • Eric Zane
    Debt Collection Management System Types
      Debt collection is a difficult thing. There are many debt collectors who will never see the money that is owed to them. This is because it is not very difficult for a debtor to ignore the attempts by a debt collector to contact them. Unpaid debt has become such a problem that many debt collectors have had to a devel。。。
    5Eric Zane V12 Years AgoEric Zane
  • Bob Hett
    Are Cash Back Credit Cards Right For You?
      Earning through spending can be regarded as impossible or more so, a mere day dream. If you are a person who wish to earn rewards from spending then this Cash Back Credit Card is for you.
      Actually, these rewards are not in kind but in cash. Cash rebates is how credit companies refer to these incentives. Ranging from 1% to 5%, the cash rebates depend on the partnered business.。。。
    7Bob Hett V12 Years AgoBob Hett
  • Puneet Nayyar
    Credit Card Debt Consolidation Loans: Dig You Out of the Payment Grave
      If you have money in your pocket, you can spend only as much as you have, but there is no such limit when you are a credit card owner. Most people cannot resist the temptation of buying new cars, clothes, furniture, jewellery, etc., once the credit card is bouncing in their pockets. As a result, credit card debt is hea。。。
    5Puneet Nayyar V12 Years AgoPuneet Nayyar
  • Christopher Luck
    What Is On Your Equifax Credit Report?
      Equifax is one of the three major credit reporting agencies, along with Experian and Tans Union. All three get information from creditors voluntarily. You may have heard of the agencies, and realize the important of your credit report. If you do, then you may be interested in retaining a copy of your own credit report 。。。
    7Christopher Luck V12 Years AgoChristopher Luck
  • Charles Phelan
    Credit Protection Insurance - Just Another Consumer Rip-Off
      Credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet gets little attention in the financial media. Simply stated, you should NEVER buy "credit protection insurance," or a "payment protection plan" or any other similar type of credit-related insuran。。。
    9Charles Phelan V12 Years AgoCharles Phelan
  • Ed Vegliante
    Top Four Cash Back Rewards Cards
      If you haven抰 taken a moment to scout new credit card offers, the time has arrived. Credit card companies are battling for the largest client base, and as a result, consumers are on the receiving end of very attractive benefits. One of the most popular types of cards on the market today is the cash back reward card. Al。。。
    5Ed Vegliante V12 Years AgoEd Vegliante
  • JP Burkhart
    How Does a Credit Score Work?
      When you fill out an application for a mortgage, car loan or even a credit card, lenders will consult your credit score to determine whether you are an acceptable risk. While this may sound harsh and uncaring, the premise behind a credit score is to help place all borrowers on equal footing using a broad sampling to de。。。
    4JP Burkhart V12 Years AgoJP Burkhart
  • James Marriott
    Bad Credit Loans For Those Who Seek Alternatives for New or Old Car
      You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders.
      Getting a Bad Credit Loan doesn抰 have to be like basic training. Someone with bad credit will more than likely have a tough time buying a brand new car at an affordable rate. Lenders are not willing to take a great。。。
    10James Marriott V12 Years AgoJames Marriott
  • Pranav Das
    Shrug Off Your Debt Burden: Take An Unsecured Debt Consolidation Loan
      You have a number of credit card dues to pay. You have not been able to repay the loan you had taken to buy a car last year. You have also not paid back the debt of your recent holiday trip. The burden of loans is increasing and the interest amount is multiplying. As you don抰 have any property to be kept as collateral 。。。
    5Pranav Das V12 Years AgoPranav Das
  • Rachel Nava
    Finding the Best Small Business Credit Cards
      If you are looking for a credit card for your small business, you are going to want to take a little time and research all the different companies out there. More and more credit card companies are offering different credit cards for the small businesses that are established out there. You are going to find a large v。。。
    3Rachel Nava V12 Years AgoRachel Nava
  • David Riewe
    What's The Best Credit Card For Me?
      So, you have decided you need a credit card. However, you must remember that not all credit cards are created equally. Your friend's credit card doesn't mean that it is also the best for you. Before going to this bank and get its credit card, you must consider the several factors that you should take into con。。。
    4David Riewe V12 Years AgoDavid Riewe
  • Ken Austin
    Debt Relief? Is There Any Hope?
      Debt relief is something that millions of people need each year. For those who are looking for answers to their questions of just how to get out of debt, there is a lot of help out there. The question is, though, can they find a way to get out of debt in time? Many keep putting it off getting them farther into debt.。。。
    3Ken Austin V12 Years AgoKen Austin
  • Dave Robinson
    The Easy Way To Build A Great Credit Report
      The most important thing you can do when building credit is to always pay your bills on time and to never borrow more than you can afford to pay back. It sounds silly for me to say, but unfortunately people do this every day. Credit is enticing and it very easy to get in over your head. Beware because those "no mo。。。
    6Dave Robinson V12 Years AgoDave Robinson
  • Carrie Reeder
    Debt Consolidator - How To Compare Debt Consolidators Online
      Debt consolidation companies negotiate lower interest rates for your unsecured bills, such as credit cards. By reducing your interest rates, you can pay off your debts sooner. These debt consolidation programs don聮t use a consolidation loan, so you can avoid additional credit issues. The following guidelines will help 。。。
    4Carrie Reeder V12 Years AgoCarrie Reeder
  • Thomas Ohlum
    Starting Out With Credit Cards
      When you are first starting out with a credit card, it is important to pay attention to credit card interest rates. If possible, you might consider applying for a 0 apr credit card. This means that for a period of time, you would pay 0% interest on your purchases and any balance transfers. If you are a small business o。。。
    6Thomas Ohlum V12 Years AgoThomas Ohlum
  • Daniel Cohen
    How to Find the Best Reward Credit Card for You
      Reward credit cards come in different varieties. There is a different set of procedures for earning reward points and the ways in which you can redeem those points for rewards for different cards. There is a specialized field or area toward which a reward credit card is related.
      For people who frequently fly with the same airline company or frequent fliers, there is an airline reward credit card, through which the customer can earn frequent flier airline miles on the purchases made. These 。。。
    4Daniel Cohen V12 Years AgoDaniel Cohen